ONE BENEFITS STRATEGY
CHOICE Arrangements are the medical strategy. The benefits package is bigger.
A CHOICE Arrangement gives employees access to individual major medical coverage while the employer defines the contribution strategy.
From there, dental, vision, life, disability and supplemental benefits can be designed around the medical plan to create a comprehensive employee benefits package.
The result: more choice for employees and one coordinated strategy for the employer.
Core medical: CHOICE Arrangements
Benefits built around it
01
MEDICAL
CHOICE Arrangements
Individual major medical coverage with an employer-defined contribution strategy.
02
SUPPLEMENTAL
Build Around Medical
Dental, vision, life, disability, accident, critical illness, hospital indemnity and cancer coverage.
03
INTEGRATION
Bring It Together
A coordinated strategy that connects medical, employer-paid and voluntary benefits.
COMPLIANCE & REPORTING
Built for Ongoing Administration
CHOICE Arrangements plan documentation
ACA affordability support
ERISA and required notices
PCORI support
Compliance reporting
Employer reporting and reconciliation
EMPLOYER SUPPORT
Personalized Benefits Guidance
1-on-1 benefits consultations
Doctor and prescription research
Individual plan comparison
Enrollment assistance
Ongoing employee support
Colonial Life benefits education
EMPLOYER SUPPORT
Simplified Administration
Dedicated implementation support
Contribution strategy and plan design
Payroll and billing support
Employee eligibility management
Renewal strategy and ongoing service
Dedicated account management
A complete service model for employers, employees and ongoing compliance.
OUR SERVICE MODEL
Support beyond the contribution.
